Faith believes and receives now. The process of devoloping faith involves meditating on God's Word to the point of revelation. At the point of revelation you own that word. You get to the point that you agree with what God's Word says about you and the situation you are facing. At this point God's Word is more real to you that the natural circumstances you are facing.
You see faith is the process through which you access God's eternal promises. In order to do this you must first access these promises in the realm of the spirit before you see them with your eyes - Heb 11:1 & 2 Co 4:18. It is then a matter of time before you receive the physical manifestation.
Friend you must stay encouraged and not be discouraged, stay hopeful and not despondent. God's promises are real. His Word has His power backing it up. He is faithful to do what He said He would do - is 55:11 & 1 Co 1:9. Make a commitment to spend time in God's Word and presence to develop faith for every area of your life. Note that faith is always accompanied by appropriate action - Jam 2:17. So take that next step consistent with your faith. The time is now.